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各项增长指标都会下任务，特别是普惠业务，任务重、风险高，客户经理主要担责；信用贷价格战激烈，利率一降再降直至监管部门设定下限，但是此前银行之间习惯比拼信用贷利率下限，造成很多客户对信用贷产品只看价格。”一位股份行人士说。　　同质化特征明显　　“少数机构为追逐短期利益，不惜打破平衡，以不正当手段抢占市场，迫使其他机构被动跟进，最终引发行业内卷。”周毅钦说。　　多位分析人士认为，内卷现象与产品服务的同

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